When it comes to managing healthcare expenses and planning for the future, Health Savings Accounts (HSAs) offer a powerful and versatile solution. For high-net-worth individuals and business owners in Illinois, these accounts are not only a practical way to cover medical costs but also a strategic tool for tax savings and financial growth. Let’s dive […] Read more “Understanding HSAs: A Smart Way to Save on Healthcare”

As a small business owner in Chicago’s dynamic entrepreneurial landscape, planning for retirement while maximizing tax benefits is crucial for your financial future. If you’re self-employed or run a small business with no full-time employees (besides yourself and possibly your spouse), a Solo 401(k) plan could be your ideal retirement solution. Let’s explore why this […] Read more “Solo 401(k) Plans: The Ultimate Retirement Solution for Chicago Small Business Owners”

Last Updated: December 2024 The IRS has announced major changes to Form 1099-K reporting requirements for 2024, lowering the threshold to $5,000. Whether you’re a small business owner, freelancer, or gig worker, these new tax reporting requirements will affect how you report income from PayPal, Venmo, Cash App, and other payment platforms. Key Highlights of […] Read more “2024 IRS 1099-K Rules: Complete Guide to the New $5,000 Reporting Threshold”

What is the Qualified Business Income Deduction? A Simple Explanation The Qualified Business Income (QBI) deduction, also known as Section 199A, is a valuable tax benefit introduced by the Tax Cuts and Jobs Act of 2017. This guide explains everything business owners need to know about calculating and maximizing their QBI deduction in 2024. Quick […] Read more “The Complete Guide to Qualified Business Income (QBI) Deduction: Calculate & Maximize Your Tax Savings”

Are you leaving money on the table at tax time? If you’re not taking advantage of the Qualified Business Income (QBI) deduction, the answer might be yes. This powerful tax benefit could save eligible business owners up to 20% on their qualified business income—yet many entrepreneurs overlook it. What Is the QBI Deduction? The Qualified […] Read more “The One Tax Deduction Business Owners Can’t Afford to Miss: Your Guide to the Qualified Business Income Deduction”

An asset sale is a transaction where a company sells some or all of its tangible and intangible assets rather than its stock. This type of sale can include physical assets like equipment and inventory, as well as intangible assets such as patents, trademarks, and customer lists. In an asset sale, the buyer selectively purchases […] Read more “What is an Asset sale and tax benefits?”

The clock is ticking on Section 199A of the 2017 Tax Cuts and Jobs Act (TCJA)—the Qualified Business Income Deduction. Since its inception, this provision has significantly impacted small business owners and entrepreneurs.  With the deduction set to expire at the end of 2025, understanding its implications and planning for the future is crucial. This […] Read more “Section 199A: Everything You Need to Know About the Qualified Business Income Deduction”

As the year winds down, it’s time to shift gears to year-end tax planning.  To ensure your business is in the best financial position possible, you will need to check all of the correct boxes. This takes careful planning and consideration, so getting a start now will help down the line.  In this article, I […] Read more “Year End Tax Planning (The Steps to Take to Be Ready for Year End)”

As we draw closer to the end of the year, it’s the opportune time to discuss the importance of tax planning and how forward-thinking can pay off big when tax time rolls around.  This article will walk you through tax planning, whether you are an individual filing taxes or a business, but also how to […] Read more “Tax Planning and the Benefits of Forward Thinking”

Deciding to close an S-corporation is a complex and emotional process that requires careful consideration of the accounting and tax implications. This blog post aims to guide you through the essential steps an S-corporation must take from an accounting and tax perspective to ensure a smooth, legally compliant closure. Conclusion: Closing an S-corporation requires careful […] Read more “Accounting and Tax Steps for Closing an S-Corp”

Closing a C-corporation involves a complex process that includes addressing specific accounting and tax requirements. This blog post will provide a comprehensive guide to help C-corporations navigate the essential accounting and tax steps to ensure a smooth and legally compliant closure. Conclusion: Closing a C-corporation requires careful attention to accounting and tax matters to avoid […] Read more “Accounting and Tax Steps for Closing a C-Corp”

Proper business tax planning can be an overwhelming process from start to finish. Most, if not all, business leaders have many decisions to weigh at any given moment and taxes are not always at the forefront of considerations being made.  However, without being properly prepared, insufficient tax planning can lead to excess money being lost, […] Read more Why Business Tax Planning Happens Year-Round