CFO & Advisory Services
Fractional CFO and advisory services for Chicago businesses
Hiring a full-time CFO means paying $200K+ annually in salary and benefits. Fractional CFO services give you executive-level financial leadership for a fraction of the cost, scaled to match your actual business needs.
We help you turn that expertise into action by managing cash flow, planning for growth, and making confident decisions that keep your business moving forward. A Chicago-based CPA firm, we work with small businesses and organizations across the United States.
How outsourced CFO services support your business
A fractional CFO sits at the intersection where all your numbers come together – HR, sales, inventory, contracts, and more. We help you see the bigger story your data tells and use it to guide smart business decisions.
We streamline accounting workflows, develop useful budgets, and train your team. Our goal is to make your business more capable, not dependent on us.
Financial planning and forecasting
We build forecasts based on your actual business model with best-case, worst-case, and most likely scenarios. Good financial planning helps you reduce tax burdens, time hiring decisions, lower inventory costs, and secure better financing. And keeps you aligned with your growth strategy.
Cash flow visibility
Cash flow is the single most important financial indicator of business health, especially for smaller companies. We forecast your cash needs in advance to help you time payments, collections, and expenses. Tracking free cash flow, operating trends, and working capital helps you to avoid surprises and maintain the liquidity needed for growth.
Growth and expansion
Thinking about expanding or launching a new product? We model what it costs, what returns you can expect, and what financial risks to prepare for – from improving cash flow to boost profitability, to timing new hires and major investments. You make decisions with confidence instead of crossing your fingers.
Fundraising support
Investor conversations require clean financials and credible projections. We prepare investor-ready statements, build models for pitch decks, improve profitability metrics, and support due diligence to help you move from interest to funding. After closing, we track all investor agreements and company obligations so nothing falls through the cracks.
Rather than just focusing on our accounting needs, they’re really invested in making sure that we succeed.
– Sonia C.
Intuitive financial dashboards that measure what matters
If you can’t measure it, you can’t improve it. We help you focus on the KPIs that actually move your business forward, avoiding analysis paralysis while giving you clear visibility into performance.
We track the key metrics that matter most to your financial health, including:
- Gross profit margin
- Profitability ratio
- Current ratio
- Asset turnover
- Working capital absorption
- Revenue and profit growth
- Breakeven analysis
Each month, we assemble your financials into an intuitive, cloud-based dashboard that shows how your business is performing in real time. You see where cash is going, how margins are trending, and whether your growth is sustainable.
They’re the best partner that I’ve engaged across all industries. Their organization’s a hugely important quality. Their team also truly has our backs. That’s important because they can help us succeed or not succeed. They stepped up and acted as a CFO to us. I never had that expertise before.
– Andy M.
CFO-level financial leadership without the full-time cost.
Get clear, actionable visibility into your business so every decision is informed and forward-looking. Let’s talk about how fractional CFO services can work for your business.
What our clients say
Financial leadership isn’t one-size-fits-all
Many business owners assume their financial advisor handles strategy and planning. In reality, you may only be getting compliance work.
We proactively reassess services as businesses scale. What works at $500K in revenue looks different at $5M, but without realignment, the relationship stays stuck at the original service level.
Law Firms
Law firms need compliance, performance, and predictability. As your outsourced CFO, we manage cash flow, oversee distributions, and provide insight into profitability by partner, client, or practice area.
Professional Services
We help consulting, creative, and technical firms improve profitability and cash flow. Our fractional CFO services track utilization, optimize pricing, and align team capacity with revenue goals.
Real Estate
As your outsourced CFO, we handle project-level tracking, investor reporting, and banking relationships. We model new opportunities and manage distributions.
Nonprofits
Outsourced CFO support that understands fund accounting, grant compliance, and board governance. We manage restricted funds, prepare grant reports, and build sustainable operating models.
Startups
Get financial systems that scale. Our virtual CFO services establish solid accounting, build fundraising models, monitor burn rate and runway, and align budgets with growth milestones.
Our Approach
We’re more than a bookkeeping service that reconciles your accounts each month.
Learn more about working with us.
- Integrated approach – Your accounting, tax strategy, and financial planning work together.
- Year-round support – Clear expectations and regular check-ins ensure our relationship evolves with your business needs.
- CPA expertise – Our team understands how accounting decisions impact tax outcomes, cash flow, and long-term growth.
- Personal service, national reach – Founded in 2014 and based in Chicago, we support clients across the U.S.
Questions?
Schedule a complimentary 20-minute call.
Ask a CPA
Fractional CFO resources & FAQs
Consider a fractional CFO when you’re facing decisions that require financial expertise beyond basic bookkeeping – like preparing for fundraising, planning major expansions, or needing regular financial analysis to guide strategy. If you’re asking questions about cash runway, profitability by product line, or investor-ready financials, it’s time.
The right time varies by business, but common triggers include preparing for a funding round, reaching $1-2M in revenue, planning significant growth, struggling with cash flow despite profitability, or needing financial clarity to make strategic decisions. You know you need CFO-level support when financial questions become strategic rather than transactional.
That’s the goal. As your business grows, your needs may eventually justify a full-time CFO. We design our engagements to build sustainable financial systems and practices. When you’re ready to hire internally, we can help with the transition, ensuring your new CFO has clean records, established processes, and clear financial visibility to work with.
Yes. Many clients have existing bookkeepers or accountants handling day-to-day transactions. We work alongside your current team, providing the strategic financial leadership and analysis layer. We review their work, ensure accuracy, and translate the data into actionable insights for your business decisions.
We combine deep CPA expertise with practical business advisory experience. Unlike standalone CFO services, we understand the tax implications of every financial decision. We’re not just focused on the numbers – we’re invested in your business success. You get a full team rather than a single person, with specialized expertise across accounting, tax, and financial strategy.