Chicago financial planners with CPA credentials
Most people wait too long to start planning. They think financial planning is only for the wealthy, or they put it off until retirement is close. But the best planning happens before you’re facing a major decision.
We provide financial planning focused on retirement, estate coordination, and tax strategy. You’ll get clear guidance from licensed CPAs who understand how these pieces work together. Whether you work with us for tax services or have your own CPA, we coordinate with your advisors so every decision supports your long-term goals.
Financial PLanning Services
Financial planning reduces anxiety and helps you keep more of what you earn
When you’re stressed or facing major life changes, it’s hard to make good financial decisions. A clear plan gives you confidence and direction when you need it.
Less stress about the future
A structured plan clarifies what actions to take and when. You know you’re on track instead of constantly wondering if you’re doing enough.
Minimize tax penalties
Strategic tax planning, Roth conversion analysis, and charitable giving strategies reduce lifetime tax burden. Small decisions today compound over decades.
Supports your whole financial life
Retirement planning, estate strategy, and tax decisions work together instead of pulling in different directions. We can collaborate with your CPA, attorney, and other advisors.
Be prepared for life changes
Make better long-term decisions with less stress. Retirement, inheritance, business sale, divorce – major transitions require financial strategy, not just reaction.
Case Study
Building retirement security beyond your W-2
A client running a successful multi-million dollar business had never set up a retirement plan. Between managing operations and putting out fires, retirement kept falling down the priority list.
Our approach: We helped them establish a SIMPLE IRA integrated with their existing payroll system. Even starting with modest contributions, they immediately reduced their tax burden while building long-term security.
The result: Our client now saves thousands in taxes annually while systematically building retirement assets. Their money works for them instead of going entirely to the IRS.
Don’t miss out on years of tax-advantaged savings.
Our financial planning services
We provide strategic financial planning and guidance for retirement, estate, tax, and cash flow decisions. As licensed CPAs, we bring tax expertise to every recommendation.
Retirement planning
Many high-earning executives assume their employer’s 401(k) is enough. By the time you realize contribution limits have left income unprotected, you’ve missed years of tax-advantaged savings. Whether you’re 20 years from retirement or 2 years away, we’ll help you prioritize the decisions that matter most.
Estate planning
Ensure your wealth transfers according to your wishes. To protect your family’s long-term financial security, we identify potential tax and structural risks and coordinate with your estate attorney to review beneficiaries, assess tax exposure, and plan family or charitable giving.
As CPAs, we evaluate Roth IRA conversion opportunities, charitable giving strategies, and the tax impact of major financial decisions. We also coordinate with your existing CPA or tax preparer.
Cash flow management
By analyzing spending patterns and planning for major expenses like college or home purchases, we create sustainable budgets that align with your financial priorities.
I am glad I found Pasquesi Partners. They have blown my expectations away. Rob and his team are a breeze to work with. They’re quick, they’re thorough, and they do things the right way.
– Matt U.
We don’t predict your financial future,
we help you plan for it.
Schedule a complimentary call to review your situation and discuss your planning priorities.
What our clients say
Our financial planning process
We’re not money managers. We focus on you and guide you through taxes, retirement, cash flow and long-term planning with precision and expertise.
1
Book a complimentary call
We discuss your financial situation, goals, and concerns. This establishes whether we’re a good fit before any engagement begins.
2
Make a plan
We gather detailed information to assess your current net worth, cash flow, and future projections. Your custom financial plan includes tax, retirement, and estate planning.
3
Team effort
We work with you and coordinate with your other advisors, providing guidance on timing and priorities, and reviewing progress on action items.
4
Ongoing guidance
Plans adapt to life events. Ongoing guidance keeps your financial plan relevant and working for the future you want to build.
We’re always here for you as questions come up or situations change.
Our Approach
We answer your calls and explain things in plain language.
Learn more about working with us.
Location doesn’t limit who we work with. Based in Chicago, Illinois, our financial planners serve individuals and businesses across the United States.
- Licensed CPAs who integrate tax strategy into financial planning
- Year-round partnership with proactive guidance, not just annual reviews
- Clear explanations without financial jargon
Questions?
Schedule a complimentary 20-minute call.
Ask a CPA
Financial planning resources and FAQs
Cost depends on your entity type, business complexity, number of state filings, and whether you need year-round planning support. Simple single-state LLC returns cost less than multi-state C-Corp returns with complex operations. Review our pricing plans here. We’re also happy to answer your questions – reach out to book a complimentary consultation to discuss your specific needs and concerns.
You need planning when facing major decisions without clear direction: retirement timing, estate strategy, tax optimization, or managing multiple financial goals with limited resources. Signs include uncertainty about whether you’re on track, complexity you can’t navigate alone, or approaching major life transitions. Financial planning provides structure and confidence for these situations.
Retirement planning addresses when you can retire, how much you need, income strategies, and Social Security optimization—all without managing your investments. We project retirement needs based on your goals, evaluate pension and Social Security claiming strategies, analyze retirement account distribution options, and develop tax-efficient income plans. You can implement recommendations through your existing investment advisor or manage investments yourself. Retirement planning is about strategy: understanding your needs, evaluating options, and making informed decisions. Read more about tax-efficient retirement strategies.
Both. For estates, we work with your attorney to align financial and legal strategies, review beneficiary designations, analyze estate tax exposure, and develop wealth transfer strategies. We don’t draft legal documents, your attorney does, but we ensure financial planning supports estate goals. Learn about trusts and estate planning. For taxes, we coordinate with your CPA to evaluate Roth conversions, plan charitable giving, and analyze tax implications of financial decisions. Explore Roth conversion strategies. We provide financial planning that considers tax and estate consequences, then coordinate with specialized professionals for implementation.
Fiduciaries are legally obligated to act in your best interest at all times. Regular advisors may only need to meet a “suitability” standard. Recommendations that are suitable but not necessarily best for you. Fiduciary duty is the highest standard of care. Always confirm fiduciary duty in writing and verify fee-only compensation to ensure no conflicts.
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